Ed and Terri Smith

The Truth About Mortgage Modifications

Mon, 02 Nov 2009 08:23:33 GMT

The Truth About Mortgage Modifications

The decisions you make as a homeowner today hold a profound impact on your financial future. However, it is important to safeguard yourself from misinformation and fraud. Get the facts regarding your situation and always have a contingency plan.

For those who qualify, a mortgage modification is the ideal remedy to their financial distress. We’ve prepared a FREE report on the truth about mortgage modifications to guide you through this important process. Simply provide your information below to get this valuable information, and feel free to pass it along to anyone who may need it. One homeowner lost to foreclosure is one too many!

As Certified Distressed Property Experts, we have training and experience in providing solutions to homeowners facing financial hardship. Together, we can formulate a plan to get back on track.

If you have any unanswered questions, or your circumstances are urgent, please call us today!

Ed Smith, ABR, CRB, CRS, CDPE, e-PRO, SFR

Terri Smith, ABR, CRS, CDPE

Broker/Owners

Ranked #8 YTD by RE/MAX Florida 2010

Ranked #9 by RE/MAX Florida 2009

Ranked #9 by RE/MAX Florida 2008

RE/MAX Chairman's Club

RE/MAX Int'l Hall of Fame

RE/MAX Lifetime Achievement Award

RE/MAX Coastal Properties

725 Harbor Blvd, Destin, FL 32541

"World's Most Beautiful Beaches"

850-837-5500 - Direct

800-806-1880 - Toll Free

850-650-3075 – Fax

Need a Helping Hand?

Compassion and connections to untangle your complicated mortgage challenges

If you or someone you care about is falling behind on your mortgage and owes more on your home than it is worth in today's market, you are not alone.

In fact, 6.3 million homeowners are in some stage of foreclosure right now.

As my recent report points out, there are currently 10.9 million homeowners in the United States who owe more on their mortgage than their home is worth in today's market.

Far too often, homeowners in this situation feel that they have no other choice but to let their home fall into foreclosure.

As a real estate professional who has earned the Certified Distressed Property Expert (CDPE) designation, I am tapped into the best solutions for helping financially distressed homeowners to make a fresh start. If you'd like to learn more, I invite you to access my free report: "Need a Helping Hand? If the market and your mortgage have tossed you a curve, you are not alone."

Contact me today and let's get started!

On the Edge of Losing Your Home?

When you or someone you know is pushed to the edge of foreclosure, it is vital to know that you have options.

It is our duty as real estate professionals to reach out to distressed homeowners. As CDPE designated brokers, we have received extensive training to help homeowners avoid foreclosure.

We created this site to provide a lifeline of information regarding alternatives. From short sales to loan modifications, we can provide information to help.

For a free report on foreclosure alternatives, fill out the form below and click "Send." Take action today and avoid falling into foreclosure. We're only a phone call or email away!

Ed Smith, ABR, CRB, CRS, CDPE, e-PRO, SFR

Terri Smith, ABR, CRS, CDPE

Broker/Owners

Ranked #8 YTD by RE/MAX Florida 2010

Ranked #9 by RE/MAX Florida 2009

Ranked #9 by RE/MAX Florida 2008

RE/MAX Chairman's Club

RE/MAX Int'l Hall of Fame

RE/MAX Lifetime Achievement Award

RE/MAX Coastal Properties

725 Harbor Blvd, Destin, FL 32541

"World's Most Beautiful Beaches"

850-837-5500 - Direct

800-806-1880 - Toll Free

850-650-3075 – Fax

7 Short Sale Myths

There are millions of homeowners just like you who are looking for answers and don’t know what to do. You’re not alone and you’re in the right place.

As Certified Distressed Property Experts, we have training and experience in providing solutions to homeowners facing financial hardship. Despite our best efforts, there’s still an overwhelming amount of misinformation about the options available, especially short sales.

To give you a better idea of the short sale option, and to set straight some of the myths you may have heard, we’ve prepared a free report just for you - please fill out the information below to receive your free report. This report will clarify the following myths:

The Bank Would Rather Foreclose Than Bother With A Short Sale
You Must Be Behind On Your Mortgage To Negotiate A Short Sale
There Is Not Enough Time To Negotiate A Short Sale Before My Foreclosure
Listing My Home As A Short Sale Is An Embarrassment
Short Sales Are Impossible And Never Get Approved
Banks Are Waiting On A Bailout And Not Accepting Short Sales
Buyers Are Not Interested In Short Sale Properties

These ideas are potentially harmful to homeowners seeking real solutions. I hope you’ll review this information for yourself or share it with a homeowner in need.

In these times, we all need to know the truth to know how to get back on track.

If you have any additional concerns about this issue, or your circumstances are urgent, please give us a call.

Ed Smith, ABR, CRB, CRS, CDPE, e-PRO, SFR

Terri Smith, ABR, CRS, CDPE

Broker/Owners

Ranked #8 YTD by RE/MAX Florida 2010

Ranked #9 by RE/MAX Florida 2009

Ranked #9 by RE/MAX Florida 2008

RE/MAX Chairman's Club

RE/MAX Int'l Hall of Fame

RE/MAX Lifetime Achievement Award

RE/MAX Coastal Properties

725 Harbor Blvd, Destin, FL 32541

"World's Most Beautiful Beaches"

850-837-5500 - Direct

800-806-1880 - Toll Free

850-650-3075 – Fax

Short Sale vs. Foreclosure

Foreclosure or Short Sale: Understand the Differences

Underwater on your mortgage? Facing foreclosure? Avoiding foreclosure through a short sale can have many benefits for your future financial stability.

We created this site to help spread the word about the options to avoiding foreclosure, and a short sale has many benefits. A successful short sale can reduce the damage to one's future loan eligibility, credit rating, employment, security clearance and more.

For a free report on the differences between short sales and foreclosure, fill out the form below and click "Send". If your situation is urgent, feel free to contact us immediately. We're ready to help you take action and secure a more secure financial future.

As CDPE-designated brokers, we've been trained to pursue foreclosure alternatives, and we're here to help YOU!

Ed Smith, ABR, CRB, CRS, CDPE, e-PRO, SFR

Terri Smith, ABR, CRS, CDPE

Broker/Owners

Ranked #8 YTD by RE/MAX Florida 2010

Ranked #9 by RE/MAX Florida 2009

Ranked #9 by RE/MAX Florida 2008

RE/MAX Chairman's Club

RE/MAX Int'l Hall of Fame

RE/MAX Lifetime Achievement Award

RE/MAX Coastal Properties

725 Harbor Blvd, Destin, FL 32541

"World's Most Beautiful Beaches"

850-837-5500 - Direct

800-806-1880 - Toll Free

850-650-3075 – Fax

Options and Solutions

Thank you for visiting this site and taking the first step toward finding answers. We appreciate what it has taken for you to come here, and commend your efforts to get the facts about your situation. The current real estate environment can be frustrating, with misinformation and conflicting plans for how to proceed.

As real estate brokers, what we often see in troubled homeowners is a belief that they are alone with their challenges. Regrettably, over 70% of homeowners in foreclosure proceed without ANY visible assistance. This is not acceptable for the communities we serve.

That's why we've developed this site: to ensure you get the valuable resources that can reduce your financial strain and change your life for the better. As CDPEs, we know the options for homeowners in foreclosure or delinquent on their mortgages, and we can send you a report detailing this information, prepared just for you.

Simply enter your information below and click "Send." We hope that you will review this information carefully, so that your next steps are the right steps toward a real solution.

Let us help you evaluate your options and get back on track to a solid, stable future!

Ed Smith, ABR, CRB, CRS, CDPE, e-PRO, SFR

Terri Smith, ABR, CRS, CDPE

Broker/Owners

Ranked #8 YTD by RE/MAX Florida 2010

Ranked #9 by RE/MAX Florida 2009

Ranked #9 by RE/MAX Florida 2008

RE/MAX Chairman's Club

RE/MAX Int'l Hall of Fame

RE/MAX Lifetime Achievement Award

RE/MAX Coastal Properties

725 Harbor Blvd, Destin, FL 32541

"World's Most Beautiful Beaches"

850-837-5500 - Direct

800-806-1880 - Toll Free

850-650-3075 – Fax

Is your Mortgage out of Balance with Your Budget

Is your Mortgage out of Balance with Your Budget?

Today's homeowners have a lot to fear. Budgets are tight and it doesn't take much before "barely getting by" tips into avoiding collector's phone calls, sleepless nights and falling further behind.

Many homeowners don't think it's possible to tip the scales back in their favor so they simply give up.

You do not have to lose your home to foreclosure!

As a real estate professional who has earned the Certified Distressed Property Expert (CDPE) designation, I am uniquely qualified to help homeowners as they attempt to bring balance back to their budgets.

If you, or someone you care about feels like the scales are weighted against them and need help, contact me today for a confidential consultation!

Short Sale & Deed-In-Lieu

Contrary to what you may have heard, lenders actually want to avoid foreclosure wherever possible. That’s why they’re accepting more short sale and deed-in-lieu transactions everyday in an effort to eliminate unnecessary foreclosures. This is great news for homeowners facing financial distress.

To help you understand more about these two options, we’ve prepared a free report just for you, called ‘Short Sale & Deed-in-Lieu: Dignified Solutions.’ To receive your free report, please provide your information in the fields below.

We hope you’ll review these options carefully and pass this information along to those who may need it. We commend your efforts to finding a solution to the difficult financial situation that you or someone you know is currently facing. Providing the best advice and information in your time of need is our priority.

Let us help you evaluate your options and get you back on track to a secure financial future.

We are here for you!

Ed Smith, ABR, CRB, CRS, CDPE, e-PRO, SFR

Terri Smith, ABR, CRS, CDPE

Broker/Owners

Ranked #8 YTD by RE/MAX Florida 2010

Ranked #9 by RE/MAX Florida 2009

Ranked #9 by RE/MAX Florida 2008

RE/MAX Chairman's Club

RE/MAX Int'l Hall of Fame

RE/MAX Lifetime Achievement Award

RE/MAX Coastal Properties

725 Harbor Blvd, Destin, FL 32541

"World's Most Beautiful Beaches"

850-837-5500 - Direct

800-806-1880 - Toll Free

850-650-3075 – Fax

Your First Steps To Avoid Foreclosure

Your First Steps

In today’s market, 1 in 7 homeowners is having trouble paying the mortgage. More than 70% of these homeowners proceed without seeking assistance or getting the facts. Many do not even realize that foreclosure is a process, and that there is time to make decisions that may result in a better outcome.

You are not alone. Millions of other homeowners nationwide are in the same circumstances. To assist you, I’ve prepared a free report outlining the first steps a homeowner should take when facing a foreclosure.

Fill out your information below for this free report. Don’t hesitate. Get back on track today!

Ed Smith, ABR, CRB, CRS, CDPE, e-PRO, SFR

Terri Smith, ABR, CRS, CDPE

Broker/Owners

Ranked #8 YTD by RE/MAX Florida 2010

Ranked #9 by RE/MAX Florida 2009

Ranked #9 by RE/MAX Florida 2008

RE/MAX Chairman's Club

RE/MAX Int'l Hall of Fame

RE/MAX Lifetime Achievement Award

RE/MAX Coastal Properties

725 Harbor Blvd, Destin, FL 32541

"World's Most Beautiful Beaches"

850-837-5500 - Direct

800-806-1880 - Toll Free

850-650-3075 – Fax

Strategic Defaults are NOT Strategic

Walking Away Is NOT The Answer

You may have heard that a “strategic default” can be an appropriate and even beneficial reaction to an upside-down mortgage or impending foreclosure. While this idea is widespread, the truth is that default is never an easy road to choose, and rarely ever strategic.

Unfortunately, the ramifications of a “strategic default” are rarely explained, leaving many homeowners stranded on an island of misinformation. To assist you, we’ve prepared a free report outlining the myths and misrepresentations of strategic defaults.

Fill out your information below for this free report. Don’t hesitate. Get the facts today!

Ed Smith, ABR, CRB, CRS, CDPE, e-PRO, SFR

Terri Smith, ABR, CRS, CDPE

Broker/Owners

Ranked #8 YTD by RE/MAX Florida 2010

Ranked #9 by RE/MAX Florida 2009

Ranked #9 by RE/MAX Florida 2008

RE/MAX Chairman's Club

RE/MAX Int'l Hall of Fame

RE/MAX Lifetime Achievement Award

RE/MAX Coastal Properties

725 Harbor Blvd, Destin, FL 32541

"World's Most Beautiful Beaches"

850-837-5500 - Direct

800-806-1880 - Toll Free

850-650-3075 – Fax

Avoiding Mortgage Modification Fraud

We Are Brokers Against Mortgage Fraud!

The last thing struggling homeowners need is to be victimized by fraud. Sadly, some people are preying on those who need help the most. Today, the real estate industry is the newest, biggest target for predatory schemes. In fact, the U.S. Attorney General, Eric Holder, stated that mortgage fraud cases are 400 percent higher than they were five years ago.

With nearly 1 in 6 homeowners unable to pay their mortgages, understand that you are not alone. Knowing your legitimate foreclosure-avoidance options is the best way to fight this terrible trend.

The report on this site will tell you how to avoid mortgage fraud schemes, as well as what solutions are available to you. Enter your information below and get the facts now!

Ed Smith, ABR, CRB, CRS, CDPE, e-PRO, SFR

Terri Smith, ABR, CRS, CDPE

Broker/Owners

Ranked #8 YTD by RE/MAX Florida 2010

Ranked #9 by RE/MAX Florida 2009

Ranked #9 by RE/MAX Florida 2008

RE/MAX Chairman's Club

RE/MAX Int'l Hall of Fame

RE/MAX Lifetime Achievement Award

RE/MAX Coastal Properties

725 Harbor Blvd, Destin, FL 32541

"World's Most Beautiful Beaches"

850-837-5500 - Direct

800-806-1880 - Toll Free

850-650-3075 – Fax

The Robo-Signing Settlement

The Robo-Signing Settlement: How it can help you stay in your home!

The news has been abuzz in the past few weeks about the historic Robo-Signing Settlement reached between the government and five major lenders. The settlement raises lots of questions, but for homeowners who are in danger of losing their home there is only one:

Can this settlement help me stay in my home?

The answer: Possibly! But regardless of whether you meet the specific eligibility requirements of the settlement, it is important to remember one thing:

THERE ARE OPTIONS!

As a real estate professional who has earned the Certified Distressed Property Expert (CDPE) designation, I have information about what this settlement means for distressed homeowners.

If you or someone you care about is in danger of losing their home and think they have no options, contact me today for a confidential consultation.

Understanding HAFA

New Help Has Arrived!

The rising number of foreclosures in this country is simply too big to ignore. That is why a government-backed program has been released that aims at streamlining foreclosure avoidance options.

Short sales and deeds-in-lieu are dignified solutions to foreclosure, and now the government is making them easier, quicker and more accessible through the Home Affordable Foreclosure Alternatives Program, or HAFA.

With one in six homeowners struggling to make mortgage payments, you are not alone, and there are options available. With the free report provided here, find out if you qualify for the HAFA Program. Simply fill out your information below to get started on your new chapter of financial stability.

Please read this report to learn the facts, and contact us to begin your journey to a solid, stable tomorrow!

Ed Smith, ABR, CRB, CRS, CDPE, e-PRO, SFR

Terri Smith, ABR, CRS, CDPE

Broker/Owners

Ranked #8 YTD by RE/MAX Florida 2010

Ranked #9 by RE/MAX Florida 2009

Ranked #9 by RE/MAX Florida 2008

RE/MAX Chairman's Club

RE/MAX Int'l Hall of Fame

RE/MAX Lifetime Achievement Award

RE/MAX Coastal Properties

725 Harbor Blvd, Destin, FL 32541

"World's Most Beautiful Beaches"

850-837-5500 - Direct

800-806-1880 - Toll Free

850-650-3075 – Fax

Feeling Trapped by Your Mortgage?

Feeling trapped by your mortgage?

Education is the Key

If you or someone you know feels like a prisoner to unaffordable mortgage payments, you should know that education may be the key to financial freedom. You have options available that can help ease the worry of making payments or losing your home to foreclosure.

To find out more about the options you have to choose from, download the free report I've created at the bottom of this page.

In fact, this entire website has been created exclusively for homeowners like you who need a trusted source for viable solutions to foreclosure.

If you have questions about the information you find here, or would like to get started in creating a plan, call me today.

The more proactive we are, the better chance you'll have in finding financial freedom and stability.

Cash for Short Sales

Short Sales are More Valuable Than Ever!

Avoiding foreclosure is always a smart move, but now there are incentives that make it an even better one.

Short sales and deeds-in-lieu are dignified solutions to foreclosure, and now the government is making them easier and quicker through the Home Affordable Foreclosure Alternatives Program, or HAFA, which also gives the homeowner $3,000 for participating.

With the free report provided here, you can learn all the benefits of completing a HAFA short sale. Simply fill out your information below for details on the program and how you would benefit.

Please read this report to learn the facts, and contact me to start exploring solutions!

Ed Smith, ABR, CRB, CRS, CDPE, e-PRO, SFR

Terri Smith, ABR, CRS, CDPE

Broker/Owners

Ranked #8 YTD by RE/MAX Florida 2010

Ranked #9 by RE/MAX Florida 2009

Ranked #9 by RE/MAX Florida 2008

RE/MAX Chairman's Club

RE/MAX Int'l Hall of Fame

RE/MAX Lifetime Achievement Award

RE/MAX Coastal Properties

725 Harbor Blvd, Destin, FL 32541

"World's Most Beautiful Beaches"

850-837-5500 - Direct

800-806-1880 - Toll Free

850-650-3075 – Fax

A Dignified Solution

You Deserve a Dignified Solution

The economy today has been especially hard on homeowners. We meet people every day who thought they made a responsible decision on their mortgage loan, only to be hit with the unexpected.

The first and best move to make in this position is to educate yourself on what your options are based on your financial situation. Avoiding foreclosure is always something worth pursuing if you can, and there really are dignified alternatives available.

To get our free report on all the options and benefits of avoiding foreclosure, fill out the form below and click "Send". If you need immediate assistance, please contact us right away.

We are here to help YOU!

Ed Smith, ABR, CRB, CRS, CDPE, e-PRO, SFR

Terri Smith, ABR, CRS, CDPE

Broker/Owners

Ranked #8 YTD by RE/MAX Florida 2010

Ranked #9 by RE/MAX Florida 2009

Ranked #9 by RE/MAX Florida 2008

RE/MAX Chairman's Club

RE/MAX Int'l Hall of Fame

RE/MAX Lifetime Achievement Award

RE/MAX Coastal Properties

725 Harbor Blvd, Destin, FL 32541

"World's Most Beautiful Beaches"

850-837-5500 - Direct

800-806-1880 - Toll Free

850-650-3075 – Fax

Hidden Costs of Bankruptcy

Considering filing for bankruptcy? There may be alternatives you've never considered …

If you are having trouble paying your mortgage and are possibly considering bankruptcy, there may be better solutions for your particular circumstances. We've created the free report available on this page, "The Hidden Costs of Bankruptcy," to provide more information.

Alternatives to foreclosure, such as conducting a short sale and moving into a rental residence with less expensive payments, may offer the breathing room you need to reorganize your finances.

To get your free report, fill out the form below and click send. However, if your situation is urgent and you need immediate assistance, please don't hesitate to contact us.

We are here for you!

Ed Smith, ABR, CRB, CRS, CDPE, e-PRO, SFR

Terri Smith, ABR, CRS, CDPE

Broker/Owners

Ranked #8 YTD by RE/MAX Florida 2010

Ranked #9 by RE/MAX Florida 2009

Ranked #9 by RE/MAX Florida 2008

RE/MAX Chairman's Club

RE/MAX Int'l Hall of Fame

RE/MAX Lifetime Achievement Award

RE/MAX Coastal Properties

725 Harbor Blvd, Destin, FL 32541

"World's Most Beautiful Beaches"

850-837-5500 - Direct

800-806-1880 - Toll Free

850-650-3075 – Fax

Freezes in Foreclosure

Think a Foreclosure Moratorium Will Save Your Home?

Think Again.

You may have heard news that politicians are requesting a federal moratorium on foreclosures and wonder what this means to you, especially if you are behind on mortgage payments. The reality is that a foreclosure freeze is not the answer to your problem. However, there are steps you can take to avoid foreclosure.

On the site below I've listed 5 steps to Avoid Foreclosure, which starts out with the proactive approach in avoiding foreclosure—taking action!

I have created this site to provide a source of empowerment and education. From short sales to loan modifications, we can provide information to provide a genuine sense of hope.

For a free report on the Five Steps to Avoid Foreclosure, fill out the form below and click "Send." Remember, a moratorium won't save your home—only you can! We are here to help!

Ed Smith, ABR, CRB, CRS, CDPE, e-PRO, SFR

Terri Smith, ABR, CRS, CDPE

Broker/Owners

Ranked #8 YTD by RE/MAX Florida 2010

Ranked #9 by RE/MAX Florida 2009

Ranked #9 by RE/MAX Florida 2008

RE/MAX Chairman's Club

RE/MAX Int'l Hall of Fame

RE/MAX Lifetime Achievement Award

RE/MAX Coastal Properties

725 Harbor Blvd, Destin, FL 32541

"World's Most Beautiful Beaches"

850-837-5500 - Direct

800-806-1880 - Toll Free

850-650-3075 – Fax

Make Financial Stability Your Resolution

Foreclosure Stress Never Goes on Holiday

If a foreclosure is threatening your happy holiday, you should know you're not alone. Millions of Americans are in the same situation, and it is our goal to help ease the stress that comes with the threat of foreclosure for as many as we can reach.

As CDPE-designated brokers, we help struggling homeowners navigate the various options they have to avoid foreclosure. One possible option is a mortgage modification, which makes monthly payments more affordable.

For more information regarding this and other solutions, please download the free report located on this site.

If you need immediate assistance, please feel free to contact us. We're here to help. Make financial stability your resolution!

Ed Smith, ABR, CRB, CRS, CDPE, e-PRO, SFR

Terri Smith, ABR, CRS, CDPE

Broker/Owners

Ranked #8 YTD by RE/MAX Florida 2010

Ranked #9 by RE/MAX Florida 2009

Ranked #9 by RE/MAX Florida 2008

RE/MAX Chairman's Club

RE/MAX Int'l Hall of Fame

RE/MAX Lifetime Achievement Award

RE/MAX Coastal Properties

725 Harbor Blvd, Destin, FL 32541

"World's Most Beautiful Beaches"

850-837-5500 - Direct

800-806-1880 - Toll Free

850-650-3075 – Fax

Is Your Mortgage Payment Dragging You Down?

One in seven mortgages in this country is headed toward foreclosure.

If you or someone you care about is feeling burdened by a mortgage that is unaffordable, I can help.

As a real estate professional who has earned the Certified Distressed Property Expert (CDPE) designation, it is my mission to help homeowners avoid the financial devastation of foreclosing on their home. In the process, I help them move forward on a positive path. If you'd like to learn more, I invite you to access my free report: Is Your Mortgage Payment Dragging You Down?

As my report points out, there are currently 6.5 million mortgages in the country that are delinquent or in foreclosure. Stemming the tide of foreclosures has become a national priority because a foreclosure is nothing short of a disaster for all concerned – families, communities, the real estate market and the national economy as a whole.

As a CDPE, I am tapped into the most up-to-date solutions for financially distressed homeowners, and am distinctly qualified to work with you to determine your best possible option.

Contact me today and let's get started!

Escape Your Unmanageable Mortgage

Getting free doesn't have to mean running away.

Today, many homeowners find themselves unable to escape an unmanageable mortgage. Some of them are being given some bad advice.

They are being told that walking away from their mortgage and letting the bank foreclose is their best possible option. It is called Strategic Default, and it has terrible consequences.

As a real estate professional who has earned the Certified Distressed Property Expert (CDPE) designation, I make it my mission to know the best possible options available to distressed homeowners for both their present AND their future.

Read the report on my site entitled Escape Your Unmanageable Mortgage: Getting free doesn't have to mean running away. Then, call me and schedule your free, confidential consultation.

Tipping the Scales Toward Foreclosure?

Fear of foreclosure is a national epidemic.

Millions of homeowners fell behind on their mortgage payments last year, and then proceeded to fall further behind every month.

These are tough times and there are no easy answers.

The fact is, major lenders, the federal government, and local agencies across the country have stepped up their efforts to stem the tide of foreclosures. More help is available than ever before.

As a real estate professional who has earned the Certified Distressed Property Expert (CDPE) designation, I am knowledgeable and adept at navigating among the full range of solutions for helping financially distressed homeowners to make a fresh start.

Looking to learn more? Check out my free report: "Tipping the Scales Toward Foreclosure? Resolve to Shed the Weight of an Unmanageable Mortgage in 2012."

And if you, or someone you care about is looking to tip the scales back into financial solvency, contact me today for a confidential consultation!

Mortgage Crisis Easier

Solving Your Mortgage Crisis Just Got Easier

If you are having trouble making your mortgage payments, the strain of figuring out what to do can be overwhelming.

Why do it alone when you can have a dedicated, extensively trained professional on your side at no cost to you?

Both lenders and the federal government are putting new systems in place to help you avoid foreclosure. For access to free, detailed information explaining these programs, simply download the report below.

On this website, you can find information regarding all of your options. When you call us to find out what you can do to take advantage of these options, we will show you how having straightforward solutions to your mortgage challenge can help you breathe a little easier.

For more specific information and to see if you qualify, please, call us today! The sooner you call the sooner you can breathe a sigh of relief! We are on YOUR side!

Ed Smith, ABR, CRB, CRS, CDPE, e-PRO, SFR

Terri Smith, ABR, CRS, CDPE

Broker/Owners

Ranked #8 YTD by RE/MAX Florida 2010

Ranked #9 by RE/MAX Florida 2009

Ranked #9 by RE/MAX Florida 2008

RE/MAX Chairman's Club

RE/MAX Int'l Hall of Fame

RE/MAX Lifetime Achievement Award

RE/MAX Coastal Properties

725 Harbor Blvd, Destin, FL 32541

"World's Most Beautiful Beaches"

850-837-5500 - Direct

800-806-1880 - Toll Free

850-650-3075 – Fax

Don't Walk Away From Your Mortgage

Stop Don't Walk Away From Your Mortgage

At a Crossroads?

Walking away or "strategically defaulting" on your mortgage is not the answer. You will find that there is nothing strategic about foreclosure, especially when there are solutions to avoid it.

You should know that you have options, and that you are not alone. More than 25% of American homeowners now owe more than what their homes are worth, and millions more are having a hard time paying their mortgages.

I've developed a free, detailed report on foreclosure alternatives you can download below. Download it today and give yourself a green light for a solid financial future.

The sooner you take this step, the more time you'll have to act and move toward a more promising tomorrow.

Are You Living Under the Cloud of an Unmanageable Mortgage

An Unmanageable Mortgage Clouds Everything

When families are tapped out financially and faced with the uncertainty of not knowing how much longer they'll be able to stay in their home, the prospect of planning or having a positive outlook on the future seems out of the question.

Many financially strapped homeowners feel frozen in action and it's no wonder, but here's the most important point that you need to know:

Even though millions of homes have been lost to foreclosure, you and those you care about absolutely do not need to add to that statistic.

More help is available now than ever before.

As a real estate professional who has earned the Certified Distressed Property Expert (CDPE) designation, I am adept at navigating among the full range of solutions for helping financially distressed homeowners to make a fresh start.

If you, or someone you care about is looking to get out from under the cloud of unmanageable mortgage contact me today for a confidential consultation!